![Financial growth Financial growth](https://cepar.edu.au/sites/default/files/styles/medium/public/Effect_of_Labour_Transitions_1.jpg?itok=_19FwW_V)
Renuka Sane and John Piggott
Many countries have policies offering transfers or other entitlements, subject to a resources test. In most cases, these exempt the family home. While the impacts of means-tested programs on saving and labor supply have been extensively studied, exempting the owner-occupier home has escaped analytic attention.
We assess the exemption of the owner-occupied home from the Australian age-pension on residential mobility and housing trade-downs.
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